These Terms apply to your use of holdenbusiness.com and HBS text communications. "HBS," "we," "us," and "our" mean Holden Business Solutions. By using the website, you agree to these website Terms. SMS participation requires separate consent as described below.
Website information and services
This website describes our financial systems consulting services and provides general information. Website content does not constitute legal, tax, investment, or audit advice. Submitting a form or scheduling a call does not establish a consulting engagement. The scope, fees, deliverables, confidentiality obligations, and other terms of any engagement are governed by a separate written agreement. That agreement controls if it conflicts with these website Terms concerning the engagement.
Permitted use
You may use the website for lawful business and informational purposes. You may not misuse forms, submit unlawful or misleading material, interfere with the website, attempt unauthorized access, or infringe another person's rights. Submit only information you are authorized to share.
Intellectual property
HBS website content, branding, and original materials are owned by HBS or used with permission and are protected by applicable intellectual property laws. You may view and reference the website for legitimate business purposes. Other reproduction or distribution requires permission, except as permitted by law. Third-party names and marks belong to their respective owners.
Third-party services
The website may link to or embed third-party services, including forms and scheduling tools. Those services are subject to their providers' terms and privacy policies. We do not control third-party websites or guarantee their availability or content.
SMS Terms
Program: Holden Business Solutions business communications. If you consent to SMS, you agree to receive conversational and informational messages about your inquiry, appointment scheduling, project coordination, and client support at the number you provide. This consent does not enroll you in promotional text campaigns.
Consent: Texting is optional and consent is not a condition of purchasing services. Consent must be provided separately through an explicit opt-in process. Entering a phone number in a contact form, accepting these website Terms, or agreeing to the Privacy Policy does not by itself constitute SMS consent. You must be authorized to use the number provided.
Frequency and charges: Message frequency varies with your requests and service relationship. Message and data rates may apply under your mobile plan.
Opt out: Reply STOP to any HBS text to unsubscribe. You may receive one confirmation of your opt-out. We will stop further messages unless you provide new consent. You may also contact us to request that texting stop.
Help: Reply HELP for assistance, email joe@holdenbusiness.com, or call 850.407.4077.
Delivery: Message delivery depends on carrier networks and device availability and is not guaranteed. Carriers are not liable for delayed or undelivered messages. Text messaging is not intended for emergencies or the exchange of passwords or sensitive records. Please notify us if your number changes.
Privacy: We do not share mobile information, SMS opt-in data, or consent with third parties or affiliates for marketing or promotional purposes. See the Privacy Policy for information about handling your data and service providers that support communications.
Availability and limitations
We make reasonable efforts to keep website information accurate, but content may change or contain errors. To the extent permitted by law, the website is provided "as is" and "as available," without warranties of accuracy, completeness, or uninterrupted availability. To the extent permitted by law, HBS is not liable for indirect, incidental, special, or consequential losses arising from use of this website. Nothing in these Terms excludes liability or rights that cannot lawfully be excluded.
Changes and applicable law
We may update these Terms by posting a revised version with an updated effective date. Changes do not expand the scope of any SMS consent you previously provided. Florida law governs these website Terms, without regard to conflict-of-law rules, subject to any mandatory protections under applicable law.
Contact
Questions about these Terms may be directed to Holden Business Solutions at joe@holdenbusiness.com or 850.407.4077.